Accorder un prêt

3. Ali ibn Ibrahim has narrated from his father from ibn abu ‘Umayr from Ibrahim ibn ‘Abd al-Hamid who has said the following: “This is about the words of Allah, ‘There is not much good in many of their secret talks except that which commands to give charity or Benevolent Assistance.’ (4:114) Abu ‘Abd Allah, has said, “Benevolent Assistance is a reference to providing loans for needy people.’””

Il a dit: "Il n'y a pas de bien dans la plupart de leurs conversations secrètes, sauf pour celui qui ordonne la charité ou la bienfaisance." Il a dit: "Par la bienfaisance, il entend le prêt."

4. A number of our people have narrated from Sahl ibn Ziyad from Ahmad ibn al-Hassan ibn Ali from his father from ‘Uqbah ibn Khalid who has said the following: “I went to visit abu ‘Abd Allah, ‘Alayhi al-Salam. Two other people, al-Mu‘alla’ and ‘Uthman ibn ‘Umar, also were present with me. On seeing us, he welcomed us and offered greetings of peace, saying, ‘I welcome the faces that love us and we love them. May Allah keep you with us in this world and in the next life.’ Uthman then said, ‘I pray to Allah to keep my soul in service for your cause.’ The Imam acknowledged his expression and asked, ‘What can I do for you?’ Uthman then said, ‘I am an affluent man.’ The Imam said, ‘May Allah make your wealth a blessing for you.’ He then said, ‘A man comes to me for (financial) help. Such time is not the time for me to pay zakat.’ Abu ‘Abd Allah, ‘Alayhi al-Salam, then said, ‘Providing a loan, before us, has eighteen rewards, and for charity it is ten rewards. You have no difficulty, being an affluent man as you just said. You can provide him help and when the time for paying zakat comes, count it as your zakat paid to him. O ‘Uthman, do not turn him away empty-handed; it is a great and serious matter in the sight of Allah. O ‘Uthman, if you had known how important a believer is in the sight of Allah, you would not hesitate to respond positively to his appeal. Whoever provides happiness for a believing person has done so for the Messenger of Allah, O Allah, grant compensation to Muhammad and his family worthy of their services to Your cause. Providing help for a believing person repels illnesses like insanity, leprosy and albino (leprosy).”’

"Je suis entré avec Al-Mu'alla et Uthman ibn Imran chez Abi Abdullah (sur lui la paix). Quand il nous vit, il dit : 'Bienvenue à vous, des visages que nous aimons et qui nous aiment. Que Dieu vous place avec nous dans ce monde et dans l'au-delà.' Uthman lui dit : 'Que je sois sacrifié pour toi.' Abi Abdullah (sur lui la paix) lui répondit : 'Oui, mais... Je suis un homme qui donne en excès.' Il lui dit : 'Que Dieu bénisse ta main gauche.' Il ajouta : 'Un homme viendra te demander quelque chose qui n'est pas parmi mes aumônes. Abi Abdullah (sur lui la paix) lui dit : 'Le prêt chez nous est de dix-huit et l'aumône de dix. Que t'importe si tu es, comme tu le dis, généreux ? Donne-le quand même, car le refuser est une grande faute devant Dieu. Ô Uthman, si tu savais quelle est la position du croyant auprès de son Seigneur, tu ne négligerais pas ses besoins. Celui qui apporte de la joie à un croyant a apporté de la joie au Messager de Dieu (que la paix soit sur lui et sa famille). Satisfaire le besoin d'un croyant éloigne la folie, la lèpre et la lèpre."

5. Sahl ibn Ziyad has narrated from Muhammad ibn ‘Abd al-FIamid from Ibrahim al-Sindiy who has said the following: “Abu ‘Abd Allah, ‘Alayhi al-Salam, has said that providing a loan for a believing person is an (important) gain and a good deed if done quickly. If he becomes financially capable, he repays, but if he dies, the provider of loan can count it as payment for zakat.”

Le prêt du croyant est un butin et le fait de s'en acquitter rapidement est meilleur. S'il le rembourse facilement et qu'il décède, cela sera compté comme une aumône légale.